文献类型：期刊文献

英文题名：Understanding the Heterogeneity of Forest Insurance Adoption: A Comparative Study of Insurance Mechanisms Between France and China

作者：Wang, Yafei[1] Brunette, Marielle[2] Claise, Fanny[2]

第一作者：王雅菲

通信作者：Claise, F[1]

机构：[1]Chinese Acad Forestry, Inst Forestry Policy & Informat, Beijing 100091, Peoples R China;[2]Univ Strasbourg, Univ Lorraine, BETA, CNRS,AgroParisTech,INRAE, F-54000 Nancy, France

年份：2026

卷号：17

期号：1

外文期刊名：FORESTS

收录：;EI(收录号：20260519998602);Scopus(收录号：2-s2.0-105028753772);WOS:【SCI-EXPANDED(收录号:WOS:001671363900001)】；

基金：This research was funded by the European eco2adapt project, grant number 101059498, and by the Fundamental Research Funds of Chinese Academy of Forestry (CAFYBB2020GC017). This work is part of project X-RISKS of the research program FORESTT and received government funding managed by the Agence Nationale de la Recherche under the France 2030 program, reference ANR-24-PEFO-0005.

语种：英文

外文关键词：insurance; forestry; natural hazards

摘要：In a context of increasing natural hazards due to climate change, forest insurance is a relevant tool to consider. However, the development of forest insurance schemes varies widely across countries, reflecting differences in forest characteristics, institutional frameworks, and public risk management policies. In this article, we investigate the drivers of this heterogeneity by comparing forest insurance schemes in two contrasting national contexts: France and China. While forest insurance coverage remains relatively limited in France, China has implemented large-scale insurance programs. By examining the design, governance, and role of government intervention in both schemes, we identify the key factors that help explain the differences in insurance uptake across countries. Finally, we discuss innovative insurance products and policy mechanisms that could encourage the adoption of forest insurance.