文献类型：期刊文献

中文题名：政策性森林保险制度设计创新研究

英文题名：The Research on Institutional Innovation of Forest Insurance System in China

作者：高播[1] 张英[2] 赵荣[2] 陈绍志[2]

第一作者：高播

机构：[1]北京理工大学管理与经济学院;[2]中国林业科学研究院林业科技信息研究所

年份：2016

卷号：38

期号：2

起止页码：27-32

中文期刊名：林业经济

外文期刊名：Forestry Economics

收录：国家哲学社会科学学术期刊数据库;北大核心:【北大核心2014】；

基金："十二五"林业防灾救灾财政支持体系研究项目"森林保险政策制度设计及运行机制研究"(编号:LJCY2012-002)

语种：中文

中文关键词：森林保险;制度设计;财政补贴

外文关键词：forest insurance; institutional design; fiscal subsidies

分类号：F307.2;F840.5

摘要：自启动中央财政森林保险保费补贴试点工作开始,森林保险已经取得了显著的成绩,但也面临着诸如林农投保积极性不高、保险公司供给不足、产品设计与实际需求不符、保额费率厘定不合理等问题,造成这些问题的根源是森林保险的制度设计存在缺陷。文章从法律标准、组织体系建设、分类经营、完善森林保险财政补贴体系以及建立巨灾风险分散机制等5个方面,提出了完善政策性森林保险制度的具体措施。
It has been a common belief that, China＇ s forest insurance has been received significant achievements since the launch of the central fiscal forest insurance premium subsidies pilot project. In spite of this, there are still some improvements, including the motivation of insurance supply, the correction of the mismatching between the product design and the actual needs, and the adjustment of unreasonable coverage and rate. An effective solution is to redesign some parts of the flawed forest insurance system. To achieve this goal, this paper gives a concrete mea- sure of innovating the policy system of forest insurance from five aspects： the formation of the legal standards, the construction of the organization system, the classification of management, the perfection of the subsidies system and the establishment of the catastrophe risk disperse mechanism.