文献类型：期刊文献

中文题名：浙江省林权抵押贷款模式创新研究

英文题名：Research on Forest Tenure Mortgage Loan Mode Innovation in Zhejiang Province

作者：韩锋[1] 赵铁蕊[1] 赵荣[1]

第一作者：韩锋

机构：[1]中国林业科学研究院林业科技信息研究所

年份：2018

卷号：40

期号：9

起止页码：27-30

中文期刊名：林业经济

外文期刊名：Forestry Economics

收录：国家哲学社会科学学术期刊数据库;北大核心:【北大核心2017】；

基金：浙江省与中国林业科学研究院合作林业科技项目“浙江省林权抵押贷款融资风险及金融创新研究”(编号:2015SY15)

语种：中文

中文关键词：林权抵押贷款;模式创新;浙江省

外文关键词：forest tenure mortgage loan;model innovation;Zhejiang Province

分类号：F307.24

摘要：实施林权抵押贷款有助于林业资金供给的扩大,促进林区的产业发展,也为金融服务“三农”提供了重要平台。文章对浙江省林权抵押贷款的主要模式进行梳理并对比分析,针对林权抵押贷款模式创新进行了探讨。研究显示,浙江省林权抵押贷款发展迅速,在全国农村、农林业及金融工作中产生了重要的示范效应。当前主要贷款方式有：直接抵押贷款、联户联保林权抵押贷款、林权反担保抵押贷款、林权小额循环贷款、生态公益林补偿收益权抵押贷款等模式。在以上模式优劣势分析的基础上,提出了批发式资金贷款、基地＋公司＋林农联保贷款、订单林业＋企业担保林权抵押贷款等模式创新,最后提出了针对性对策建议。
Forest tenure mortgage loan helps to expand money supply, it can promote the forest industry devel- opment and provide an important platform for ＂three rural＂ financial support. This paper took Zhejiang Prov- ince as the research object, analyzed the main modes of forest tenure mortgage loan, and discussed the forest ten- ure mortgage loan model innovation. The research showed that Zhejiang forest tenure mortgage loan had been developed rapidly, gave a good example for rural, agroforestry and financial work through out the country. Di- rect Mortgages Loan, Partnerships Coinsurance Mortgage Loan, Guarantee Mortgages Loan, Circulation Mort- gage Loans and Ecological Compensation Mortgage Loans are the current main modes. Based on the analysis of the modes above, this paper put forward the Wholesale Capital Mortgage Loans, Base ＋ Company ＋ Partner- ships Coinsurance Mortgage Loan, Contract ＋ Enterprises Mortgage Loan for mode innovating. Finally, this pa- per put forward some suggestions for supporting mortgage loan development in Zhejiang Province.